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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A lender whose mortgagor has defaulted may be offered a deed in lieu of foreclosure. If accepted, which of the following will be true?

A) The lender will take the title subject to any junior liens.
B) The lender will usually retain rights under mortgage insurance or VA guarantee.
C) Because it is voluntary, it will not be an adverse item on the buyer's credit.
D) The loan will still be assumable.

2. The Freshwater Wetlands Protection Act of 1987 is a New Jersey law that:

A) requires environmental impact statements to be filed with the New Jersey Department of Environmental Protection before title to developed real estate can be transferred
B) empowers the New Jersey Department of Environmental Protection to acquire title to certain real estate for less than its fair market value through condemnation
C) restricts development of real estate in certain designated areas
D) requires the registration of residential development projects with the New Jersey Department of Community Affairs

3. A small broker committee in the local county has set up a new marketing idea. They will give every seller the same commission rate and it will not be negotiable. This will allow the consumers to know exactly what it will cost to list a property. This marketing plan is an example of:

A) apostille
B) price-fixing
C) consumer protection
D) market allocation

4. Which of the following is a permitted free offering?

A) A free dinner for attendees at a homebuyers' evening seminar
B) A complimentary home warranty with every listing
C) Free use of a local moving van for all listings
D) A coupon for discounted commission on listing services

5. A licensee lists a property with the knowledge that a major highway is projected to be built within fifty feet of the property and is instructed by the owner not to disclose this fact to prospective purchasers. The licensee should:

A) advise the seller that unless disclosure is permitted the licensee must refuse the listing
B) service the listing and disclose this information only when asked by a prospective purchaser
C) service the listing and disclose the information to prospective purchasers without the owner's knowledge
D) comply with the owner's instructions to avoid a violation of his fiduciary obligations to the owner

Solutions: